Who Is Adena Friedman?

One powerful woman…

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Adena Friedman is the current president and chief financial officer of NASDAQ- the world’s second largest stock exchange in the world. Adena has always been determined to win and achieve excellence in her career, but it took a little work before she reached success.

Education & Career

Raised in the heart of Baltimore, Maryland, Adena attended an all-girls preparatory school at Roland Park Country School and then to Williams College to earn her Bachelor’s degree in political science. After Williams College, she completed her MBA degree at Vanderbilt University’s Owen Graduate School of Management.

Adena started her career journey and worked as an intern as NASDAQ. She then stayed with the company for 18 years before leaving in 2011 to join Carlyle Group L.P.-one of the world’s largest multinational private equity firms. Later on, she returned to NASDAQ as the president in 2014. Adena has been with the corporation ever since.

Personal Life

Her father, Michael Testa, was a managing director of T.Rowe Price for many years. And named after her mother, Adena Testa, is an attorney in a law firm in Baltimore, Maryland.

Related: Who is Jim Umpleby?

She is now 49 years old and married to her husband, Michael Cameron Friedman and has two sons. Adena is not only disciplined and successful in her career, but she is also disciplined as a black belt in Taekwondo.

Adena was listed as #20 out of 100 on the World’s Most Powerful Women by Forbes as well as being the first female CEO of NASDAQ. Congratulations Adena!

About NASDAQ

NASDAQ is the abbreviation for National Association of Security Dealer Automated Quotation system. This corporation is the second largest stock exchange in the world by market capitalization worth $10 trillion. NASDAQ was the world’s first electronic stock market and started trading on February 8th, 1971. The corporation handles approximately 14% of all equities traded worldwide. You may visit NASDAQ.com for extended, updated information on companies traded on the exchange.

Know your CEOs. You may follow her through Twitter:

Check out Adena Friedman (@adenatfriedman): https://twitter.com/adenatfriedman?s=09

Please see About Me & Disclaimer for additional information about Black Tea.

Information Attained:

Forbes.com,Nasdaq.com,Fourtune.com,Wikipedia.com (1)(2)

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Honda VS. Toyota: Which Stock Is The Better Buy?

  • The automotive industry has taken a hit from tariffs.
  • Two of America’s most loved cars are still loved by investors.
  • Which is the better investment?

According to OICA.com, U.S. vehicle production was down last year at a painful -8.13% or 11,189,985 as compared to 2016 at 12,198,137. The trade wars are continuing to affect the automotive industry, causing fear and uncertainty with investors. However, if your love for the automotive industry still remains, let’s compare the two companies to see if either one belongs on your stock watchlist.

Toyota Motor Corp.

TM (Toyota Motor Corporation,$125.45) is a global Japanese automotive manufacturer that was founded in 1937 that generated a total revenue of $264.7 billion in this year of 2018.

Recent Press Release:

The current CEO, Mike Groff, will retire by the end of the month (August 31st, 2018) and will serve as Executive Advisor to Toyota’s financial services until mid-November 2018.

•Dividend cash payout was $1.94 effective date 3/28/18.

•52-week low and high: $111.29 (L) and $140.99 (H).

•Five-year high at $143.56 (04/16/2015) as to the five-year low of $97.80 (04/04/2016).

(Screenshot from Yahoo!Finance, 5-year chart review)

Read: Alibaba Group Holdings LTD: The International Powerhouse

Honda Motor Co. LTD

HMC (Honda Motor Company LTD,$30.24) is a global conglomerate (multi-industry) corporation that consists of automobile and luxury vehicles to jet engines and robotics. Company founded in 1948, HMC’s power products and other business divisions reported revenues of $3.2 billion in FY (fiscal year) of 2018 whereas HMC’s automotive sales reported $140 billion in the same period.

Recent Press Release:

HMC’s HondaJet and engines reported a loss of -$380 million in this FY of 2018. Yet, HMC’s Accord vehicle has achieved outstanding awards of excellence this year:

  • “10 Best Family Cars of 2018” by Parents Magazine and Edmunds.com
  • “Best New Cars” by Good Housekeeping
  • “Drivers Choice Award” and “Car of the Year”

•Cash payout amount for dividend was $0.19 last effective date 03/28/2018.

•52 week low and high: $27.36 (L) and $37.29 (H).

•Five-year high was $42.78 on 11/18/2013 and a five-year low of $24.03 on 07/05/2016

(Screenshot from Yahoo!Finance, 5-year chart review)

Many shareholders believe that HMC is “undervalued” as to their stock prices have remained stagnant from their history on the market. Regardless, both corporations are excellent with their business strategies and unit production.

Please see About Me & Disclaimer for additional information about Black Tea.

Information Attained:

NASDAQ.com, Bizjournal.com,Wikipedia.com,Toyota.com,SEC.gov

Alibaba Group Holdings LTD: The International Powerhouse

When “working smarter” pays off.

  • Alibaba is still in the lead as the world’s leading e-commerce corporation.
  • Alibaba has mastered “minority investments” as well as making the right partnerships with the right companies.

BABA (Alibaba Group Holdings Limited,$179.92) is the world’s largest online and mobile e-commerce marke. Headquarters based in Hangzhou and Zhejiang China, BABA has generated $736 billion for the fiscal year (ended March 2018) with over 500 million active monthly users and high revenue from their other businesses such as UCWeb, AutoNavi, Youku, Intime, Caniao Network, Ele.me, Alipay and etc.

The BABA stock is loved by most investors, whether you’re day-trading or buying investments for the long-term, BABA is currently listed at this time as a “strong buy” according to stock analysts.

(Screenshot from Finviz app)

Shareholders are satisfied with their consistently managed financials of even portions of SGA costs (30%) and fair NPM (net profit margin) of 25%. The company’s primary focus is globalization, rural expansion, large data and cloud computing. BABA also have their own strategic strategy for making minority investments as well as making many acquisitions. In April 2018, the company fully acquired Kaiyuan Commerce Co., a leading department store in Northwestern China for RMB of $3.4 billion or $15.36 million in US dollars.

Read: Earnings Week- What To look For In the Next Earnings Report

Acquisitions, Mergers & Investments

BABA has many specialties, yet the company is very skilled with their investment choices. An example of their “minority investments” was announced in their recent 20-F filing:

Beijing Easyhome Furnishing Chain Group Co., Ltd., or Easyhome, a company that operates one of the largest home improvement supplies and furniture chains in China. In March 2018, we acquired a 10% equity interest in Easyhome for a cash consideration of RMB3.6 billion (US$580 million). The business cooperation between Easyhome and us will provide both online and offline customers with a comprehensive home improvement solution.

In early July of 2018, BABA’s Alibaba Cloud and Siemens have partnered to enhance each other’s global digital networks. Siemens is known for their outstanding performance of engineering excellence, quality, and innovation.

Know your CEOs: Who Is Jim Umpleby?

BABA also took a step further and deepened their partnership with SBUX (Starbucks Corporation) this year improve SBUX’s customer base in China with an enhanced the coffee delivery system. President Kevin Johnson stated on behalf fo SBUX,

“Our transformational partnership with Alibaba will reshape modern retail and represents a significant milestone in our efforts to exceed the expectations of Chinese consumers. Starbucks China is one to watch, and I have full confidence in the team that will bring the new innovation behind the Starbucks Experience to life.”

This is nothing but good news for the two power companies.

While some investors believe it’s still fair to buy close to its current 52-week low of $147.50, other investors believe the volatility will weaken after the trade wars calm down. Otherwise, it’s apparent that quality partnerships can strengthen any business.

Please see About Me & Disclaimer for additional information about Black Tea.

Information Attained:

Sec.gov,Alibabagroup.com,Yahoo Finance (Starbucks),MSN.com/money

Who Is Jim Umpleby?

Jim Umpleby is the new CEO of CAT (Caterpillar Inc.,$138.96), located in Peoria Illinois. CAT is a Fortune 100 company that markets and sells machinery through design and engineering. CAT is listed in the Dow Jones Industrial Average (DJIA) sector and the built a strong revenue of $45 billion in 2017.

Coming from his hometown of Highland, Indiana, Jim Umpleby attended Rose-Hulman college. He found CAT through his past job as an engineer and then the president of Solar Turbines, a CAT subsidiary company. Caterpillar proudly states in Umpleby’s biography,

“Jim is leading the company’s execution of the new enterprise strategy to achieve profitable growth. The strategy is based on operational excellence and making Caterpillar’s customers more succesful by providing expanded offerings of products and services.”

Fast Analysis: Blue Apron- When The Whole Company Needs A “Weight Gain”

CAT is the world’s largest construction and mining equipment corporation and has been dealing with falling prices for mining and oil materials since 2012. Analysts feel that there will be “darker days ahead” for Umpleby to lead the corporation ahead of slower production. However, shareholders and the leader of the company feel very strong about the new CEO and have faith that he will lead the company to historical makings.

Please see About Me & Disclaimer for additional information about Black Tea.

Information Attained:

Wikipedia.com,WSJ.com

Blue Apron: When The Whole Company Needs A “Weight Gain”

2Q ’18 Earnings report for Blue Apron could have been better. How can the company regain it’s popularity again?

  • Blue Apron continues to lose more customers in each earnings report.
  • Company cash flow is depleting and investors are seeking other quality investments.
  • From its beginning IPO price of $10, the stock price has lost more than 75% of its value.
  • Where do we go from here?

APRN (Blue Apron Holdings, $2.16) is one of America’s leading meal-kit companies, yet it’s a delivery service offering more than just meal kits signature wines, kitchen utensils, and high-quality pantry items. APRN has the opportunity of reaching a large audience considering meal-kits have become increasingly popular since the company began in 2016.

Image Credit

Despite their many qualities, the company is operating in a dangerously competitive field of meal subscription services. Some investors compare APRN to AMZN (Amazon) as they have created their own meal subscription service developed when AMZN acquired Whole Foods– services now called AmazonFresh. Unfortunately, APRN has lost a painful amount of subscriptions. Customers declined by 786,000 in three months ending on March 31st, 2018 from this time last year of 1,036,000.

(5yr chart view of APRN. The stock slumped down from its original IPO price of $10.00-Image Credit From FinWiz)

Fast Analysis: General Electric: The More Money The Better

There is much speculation that APRN should be bought out by a large corporation to gain more revenue and save their current customers. Around the beginning of the year, rumors were led that WMT (Walmart) would be an excellent acquisition/merge for APRN. Investors see that APRN’s high marketing expenses could be supported as well as regaining long-term customers through the partnership with WMT.

CEO, Brad Dickerson stated in a recent interview,

“With fulfillment center operations strengthening, we are increasing focus on the priorities we expect will propel revenue performance and return the business to a growth trajectory, including evolving and expanding our product portfolio, enhancing our overall customer experience, and launching our retail and on-demand offerings.”

Read: Stock Investing 101: What Are Dividends?

It’s clear that this company is an excellent leading meal-kit brand, but when will they expand in partnerships to grow their business? At this time there is not a stable stock analyst recommendation for APRN being a long-term hold or “Buy”, yet shareholders have a bright outlook for the future plans within the company.

Please see About Me & Disclaimer for additional information about Black Tea.

Information Attained:

CNN.com ,PYMNTS.com,Sec.gov,Yahoo!Finance.com

Pandora: An Emotional Roller Coaster

Pandora is slowly slipping away from investors portfolios. Are they able to regain their popularity again?

P (Pandora Media Inc.,$7.87) has been making bearish trends within the past few years and if you’re still riding the emotional roller coaster you may want to consider getting off the ride if you don’t know how to handle it.

Acquisitions and Mergers

Along with a history of lawsuits, Pandora acquired Rdio in 2017 for $75 million in efforts to expand their business, revenue, and listeners. This acquisition may have been helpful since they reported in their second quarter that listening hours have improved and rose to 5.66 billion from 5.52 million.

On May 29th, 2018, Pandora improved their advertisements by acquiring Adswizz, a specialized audio advertisement program for $145 million.

On the other hand, Pandora rejected a large merge deal this year from Liberty Media for $3.40 billion. This large offer may have been tempting as to solve their financial problems, but anyone could imagine that this may have been slightly embarrassing since Pandora was once a prominent music company.

What Are Shareholders Looking For?

Shareholders are looking for more listening hours and more subscribers for Pandora. Pandora is in a very competitive field and with their current situation of bad financials investors are turned away from their lack of gains. Some investors compare Pandora with APPL (Apple Music) and SPOT (Spotify) as a better investment, yet Pandora is an affordable stock that may have more potential with swing trades if performed correctly.

Shareholders are hoping Pandora will continue to beat quarterly estimates and exceed their expectations for building more revenue.

Please see About Me & Disclaimer for additional information about Black Tea.

Information Attained:

SEC.gov, JournalTranscript.com

Top 3 Retail Stocks For Your Watchlist

Don’t miss out on these companies, you may regret it later.

If you’re looking for a high performing retail company, check out these three companies and see if they have a place in your watchlist


Kohl’s Corporation

KSS (Kohl’s Corporation,$82.22) has made reasonable gains this year. With a history of consistent dividends now at $0.61 cents, many investors claim they stock is currently “expensive” and should be bought near its 52-week low of $37.97 from a price above $70.00. However, KSS beat recent 2Q ’18 earnings at $0.64 from expected earnings of $0.50. Some of the companies leading brands are Sonoma, Craft & Barrow, and APT. 9 consists of a net worth of over $19 billion. KSS has great potential to end the year strong.

Five Below Inc.

Five (Five Below Inc.,$114.64), a retail company originally aimed towards kids and teens, has opened over 30 new stores this year and ended their first quarter with a total of 658 stores in 32 states. As said in their recent annual report,

As we continue to pursue our growth strategy, we expect that a significant percentage of our net sales will continue to come from new stores not included in comparable sales. Accordingly, comparable sales is oarey one measure we use to assess the success of our growth strategy.

Though FIVE doesn’t have a dividend, investors like the stock for its consistent growth and stability it’s maintained throughout the years.

Fast Analysis: General Electric (GE): The More Cash The Better

Callaway Golf Company

ELY (Callaway Golf Company,$22.65) made a bold acquisition last year in 2017 of a well-known golf brand Travis Matthew for $125.5 million. Though some investors aren’t pleased with their low dividends, others are impressed with their operating cash flow operating cash flow that increased by 51.46% in 2017. Analysts currently consider ELY currently as a Buy.

Please see About Me & Disclaimer for additional information about Black Tea.

Information Attainted:

SEC.gov ,MSN.com/Money, Wikipedia.com,MarketWatch.com

General Electric: The More Cash The Better

Fast analysis for GE (General Electric). They need more money, and they need it fast.

  • General Electric is scratching for more revenue this year to keep their investors.
  • Action is taken by making fundamental changes to hold cash flow.
  • 2018 2Q results were not very impressive, can they finish the year strong?

GE (General Electric Co.,$13.41), is constantly being surveyed by investors for their performance. Investors are looking for GE to increase their cash flow- create effective projects to strengthen their total revenue.

(General Electric has made a strong downtrend within a year. Screenshot from Stocktwits.com)

Seeking immediate action to correct financials, GE plans to “sell key parts of its digital business” to make further improvements. So far this year, industrial, structural costs have been reduced by $1.1 billion– impressively completing a halfway mark for their 2018 goal of $2 billion.

Yet in the second quarter of 2018, their orders for their “Power” category were down a hefty 28% as well as orders for “Renewable Energy” down 15%. The company stated in regards to their “Power” operations,

The team continues to focus on right-sizing footprint and structural cost and maximizing the value of Power’s installed base.

Read: Hazardous Habits For Stock Investors

On the other hand, their orders for “Oil & Gas” reached 95% ($6 billion) as well as increased organic orders by 2%. Revenue for this category was also up 85% to $5.6 billion, a positive approach from their revenues this time last year at $3 billion.

GE is often compared to other corporations such as HON (Honeywell International INC.), UTX (United Technologies Corp.), and MMM (3M Co.). This year, GE is expecting to make fundamental changes to improve their corporation. Their current ratio remains fair at 1.8% from last year and 2Q earnings were beat at a low price of$0.19 cents a share from the projected price of $0.17 cents a share.

Shareholders are continuing to look for consistency in growth throughout the entire corporation. GE presses forward with a stronger partnership this year with Microsoft by enhancing and standardizing Microsoft’s Azure cloud capabilities. Sales for Microsoft’s Azure topped $5.5 billion in 2015 and continues to strengthen in time. Despite rumors and negative reports, loyal shareholders remain to have a positive for GE this year.

Please see About Me & Disclaimer for additional information about Black Tea.

Information Attainted:

MSN.com/Money, NASDAQ.com, GE.com,GE.com (Investor Relations)

Hazardous Habits For Stock Investors

These habits could be keeping you from building wealth.

Perhaps your portfolio was going great until you noticed you have been losing more money more than keeping it. Do you find yourself selling more than you need to? here a few bad habits every investor needs to recognize and how you can avoid them if you pick them up again.

Save More, Withdraw Less

Money Here, There and Everywhere

There are a lot of stock investors in chat groups who like to boast about how much money they took out from their growing stock accounts, but why are your harvesting your crops early? Unless your investing as a hobby, save more and withdraw less. You’ll make money in the long-term if you leave your account alone.

Panic Selling

This is the most common disease to an investor, but we are human after all. It’s hard to notice when your favorite stock goes down 15% and you know the only simple thing you have to do is sell. However, have a plan. Set a “stop loss” or have a written rule as to when you need to sell. Most of the time the stock goes back up and you’ll then regret that you had sold your shares in the first place (ouch). Keep in mind that whenever you sell, you always invite the “taxman” to your party.

Fast Analysis: Bed, Bath & Beyond: Only Time Will Tell

Financial News

It’s important for every investor to keep up with financial news, but these articles can destroy your portfolio if you listen to their every move. Be relieved and know that you don’t have to react to the financial news, they don’t your portfolio (necessarily), you do.

Unlike going to a job work for money, investing lets your dollars go to work for you. If you find a good investment strategy, be committed and stick to it. Continue to stash money into your account and sell when its necessary.

Please See About Me & Disclaimer for additional information about Black Tea.

Facebook: 20% Discount!

Will Facebook be able to make a comeback from their historic fall? Don’t Miss out!

  • Facebook didn’t beat earnings this quarter and had their biggest drop in market value ever.

  • What’s the excuse?

  • Can they rebound from public humiliation?


FB (Facebook, $174.00) I have one word for you…ouch.

F.A.A.N.G lovers are not happy with FB missing estimates and the company is still expecting a decrease in revenue in the next quarter. After the earnings call, their stock fell a whopping 23% in after-hours trading. Yet, what kept FB for beating earnings?

(Image from Yahoo!Finance. After-hours trading plummets from the Q2 call)

Related: Earning Week: What To Look For In The Next Earnings Report

GDPR (General Data Protection Regulation)

FB is still fighting with issues associated with GDPR. And due to the sole fact that it’s not yet completed, their ads aren’t all up and running it’s interfering with their revenue.

Facebook Stories

FB is concentrating on adding more value to their FB stories feature on their website. Though they have updated their feature multiple times this year, this doesn’t satisfy their shareholder’s feelings for missing over $100 million in revenue. This focus led them to less monetization.

Just before the earnings call, FB hit an all-time high of $218.63 in stock price. FB also announced at the beginning of their earnings call that at least 1/3 of the world’s population now use at least one of FB’s products each month.

Though this was a tough pill to swallow, will the stock be able to rebound a few days after this disaster?

Investors are already seeing FB on a 20% discount, yet others are banishing them from their portfolios. But does this make FB a bad company? This is a historic fall from their early years in 2012 from a drop of only 12%. Many agree FB will eventually recover from their loss, but investors have very high expectations.

But before they move forward, FB has to clear the GDPR issues with Europe. The company has already told their shareholders that the next quarter will not be appealing to them either. We hope FB can quickly solve these issues before they are run down again by more rumors. I think they have felt with enough this year.

Please see About Me & Disclaimer for additional information about Black Tea.

Information Attained:

CNBC.com, Yahoo!Finance.com